Summer is over, and as fall and winter arrive, many employees are looking abroad for sunshine, warmth, and new experiences.
 This might be the perfect season to try remote work. Before you book your flight, there are however important things both business travellers and employers need to know.
?? Health Risks You Don’t Expect
- Workplace accidents abroad: Even in an Airbnb, a broken chair injury can still be a workplace accident — raising questions of employer responsibility.
- Tropical & tick-borne diseases: Unexpected risks, from Lyme disease in Europe to tropical infections in Asia. Not all insurances cover these.
- Hospital access: In some places, long waits at public hospitals are the norm. Finding an English-speaking doctor isn’t always easy.
?? Insurance Coverage vs. Real Access
Insurers reimburse. But travellers need a guide and a trusted navigator to English-speaking private clinics
— that’s the missing piece traditional insurance doesn’t solve.
Our partner network ensures vetted clinics, language support, and claims-ready documentation — so you can focus on recovery, not paperwork. You find the Health4Travel booking platform here: https://health4travel.aavasports.com
??? For Business Travellers: Making It Work Abroad
- Check your insurance: Travel insurance only covers short trips. Longer stays need international health plans.
- In case of illness: Call your insurer first, ask about direct billing, and collect itemized documents on official letterhead.
- Approval request: Make it easy for your manager to say yes:
- Destination & duration
- Time-zone overlap plan
- Connectivity backup (coworking, SIM/eSIM)
- Proof of coverage
? For Employers: Duty of Care and Legal Exposure
- Tax & legal risks: Remote staff abroad can trigger a permanent establishment.
- Social security: Certificates or registrations may be needed.
- Employment law drift: Long stays risk falling under local labor laws.
- Workplace safety: Duty of care extends abroad — risk assessments matter.
? Tip: Create a country-risk matrix to guide approvals and reduce surprises.
????? For Families on the Move
- Look for child-friendly destinations with good hospitals and safe transport.
- Explore flexible schooling (local schools, homeschooling, or bundled programs).
- Seek out community hubs — kids and parents both benefit from networks.
? Lifestyle Factors to Keep in Mind
- Active travellers: Sports injuries are common — check your policy’s coverage.
- Devices & tools: Electronics may be hard to replace abroad — consider device insurance.
- Retirees: Continuous coverage is key since some plans have age limits for new enrollment.
? Key Reminders This Season
- Employees: Before chasing the sun this fall, confirm your coverage and download a navigator app for care access abroad. Download the Health4Travel app: https://health4travel.aavasports.comdownload-app/
- Employers: Review your global remote work policy now — especially liability, tax, and duty-of-care.
- Families: Research schooling and communities ahead of time for smoother transitions.
? Final Word
As the days grow shorter at home, the appeal of working abroad grows stronger. With preparation — the right insurance, reliable access to care, and clear agreements — your health and safety will travel with you.
Wishing you a lovely start of the fall!
The Health4Travel Team
